A Living Network

“Rooted in Resilience”

Organisational Overview

Like the unseen mycelium network that sustains a forest, People’s Leasing acts as a vital connector for its customers, employees, partners, and communities. By nurturing these intricate relationships through empathy and innovation, the company ensures that trust, opportunities, and growth flow seamlessly. This shared ecosystem builds collective resilience, allowing individuals and enterprises to flourish while rooting the organization deeply into the sustainable fabric of the nation.

About Our 13th Integrated Report

This report offers stakeholders a transparent and comprehensive overview of our performance over the past year. It details our strategic initiatives, key operational milestones, and robust governance practices, all driven by our commitment to sustainable, long-term value creation.

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People's Insurance
Alliance
Havlock
People's Bank
People's Leasing
Fleet
PLC Leasing

Living Network of Financial Strength

Just as an invisible mycelium network sustains a forest, People's Leasing & Finance PLC has spent over three decades quietly empowering Sri Lanka’s financial ecosystem.

Rooted in trust and collaboration, we connect entrepreneurs, families, and communities—fostering sustainable, organic growth to build a resilient and inclusive interconnected future.

Our Vision

Legendary Financial Leadership

To become legendary in the financial service scene as a provider of customer-friendly innovative and total solutions.

Our Mission

Service Excellence, Every Day

Dedicated value-added customer service to accomplish organisational service excellence whilst maintaining a sustainable competitive advantage.

Our Values

Principles That Guide Us

Social Accountability
Economic Viability
Environmental Responsibility

Chairman’s Message

The year 2025/26 marked another important step in People's Leasing's journey of renewal and growth. As Sri Lanka's economy continued its recovery, our organisation strengthened the network of relationships that connects us with customers, employees, communities, regulators and shareholders. These connections remain the foundation of our resilience and our ability to create sustainable value.

Chairman’s Message

Prof. Ajantha Samarakoon
Chairman

Chief Executive Officer's Review

I am pleased to present our performance for FY 2025/26, a year marked by renewed growth, stronger operational resilience, and meaningful progress across our strategic priorities. Underpinning these achievements was the mycelium-like strength of our people, processes, and partnerships, which enabled us to respond swiftly to changing market conditions and create sustainable value for our stakeholders.

Chief Executive Officer's Review

Sanjeewa Bandaranayake
Chief Executive Officer/ General Manager

“Nurturing Shared Growth”

Our Value Creation Model

Inspired by a living network, People’s Leasing transforms financial, human, technological, operational, and relationship capitals into long-term stakeholder value. By adapting its strategies and resource allocation to navigate a complex regulatory and economic landscape, the Company effectively mitigates risks, captures emerging opportunities, and ensures resilience in a changing industry.

Explore our Value Creation Model

Stakeholder Engagement

  • Stakeholders are identified based on those who have the most impact to the organisation
  • Prioritise stakeholders based on the power interest matrix
  • Design engagement plans based on stakeholder matrix.
  • Execute stakeholder engagement plans
  • Understand stakeholder expectations and aspirations
  • Update "Material Matters" using insights gained from stakeholder conversations.
  • Monitor and report back to stakeholders regarding the progress made on their needs
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Materiality

Identifying material matters that have the greatest impact on our stakeholders and business is an important part of our value creation process. These material matters help us prioritise what is most relevant to the Company and guide our strategy, decision-making, resource allocation, and reporting practices.

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Non-Financial Performance

Fair values are determined for financial and non-financial assets and liabilities that are recorded at fair value using valuation techniques.

Our Sustainable Footprint

Read about Our Approach to Sustainability

Strategy & Resource Allocation

We designs its strategy around stakeholder expectations and market insights, translating them into action via the TOWS matrix. Executed through clear objectives and KPIs across business units, the plan relies on continuous monitoring and periodic reviews to enable timely course corrections and drive ongoing organizational improvement.

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“Connections That Sustain”

Management Commentary

Read Our Business Review Read Our Subsidiary Review Read Our Capital Reports
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IT Infrastructure

Intellectual Capital

People’s Leasing was the proud recipient of an array of awards during the year. These accolades are a reflection of our sustained commitment to achieving excellence in every aspect of our operations.

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“Growing Beneath the Surface”

Our Governance

People's Leasing's approach to corporate governance revolves around four core principles; transparency, accountability, governance, and sustainability and is aligned with all applicable regulatory requirements as well as voluntary codes and best practice standards.

View our Corporate Governance Report

Risk Management

The Risk Control Architecture forms a core pillar of People’s Leasing’s integrated risk management framework. It provides the essential structure to embed strong risk management practices across every level of the organisation.

View our Risk Management Review

As we cross every boundary with confidence, we remain stable with the unrelenting support of our leadership.

Board of Directors Corporate Management

Our Leadership

Dr. Isuru Manawadu
Non-Executive,
Independent Director
Ms. Shameela Senaratne Loku Kaluge
Non-Executive,
Non- Independent Director
Mr. Clive Fonseka
Non-Executive,
Non-Independent Director
Prof. Ajantha Samarakoon
Chairman/ Independent
Non-Executive Director
Mr. Pravir Dhanoush Samarasinghe
Non-Executive,
Non- Independent Director
Mr. Dulinda Perera
Non-Executive,
Non-Independent Director
Mr. Anura Perera
Non-Executive,
Non-Independent Director
Mr. Sathananthan Sudarshan
Non-Executive,
Independent Director
Ms. Nirosha Kannangara
Assistant General Manager
Company Secretary
Ms. Udeni Gallage
Non-Executive,
Independent Director
Mr. Jayantha Thilakarathne
Non-Executive,
Non-Independent Director

“Regenerating for Tomorrow”

Financial Statements

The responsibility of the Directors in relation to the Financial Statements of People’s Leasing & Finance PLC (the Company) and the Consolidated Financial Statements of the Company and its subsidiaries (the Group) in accordance with the provisions of the Companies Act No. 7 of 2007, Sri Lanka Accounting Standards, the Directions issued by the Monetary Board of the Central Bank of Sri Lanka, Finance Business Act No. 42 of 2011 and the Rules of the Colombo Stock Exchange is set out in this statement.

View Our Financial Statements Report

“Growing Beneath the Surface”

Supplementary Information

PLC views investors as vital nodes in an interconnected network of value creation. Built on trust, transparent communication, and consistent performance, investor confidence is sustained through robust governance and disciplined execution. By aligning business strategies with market conditions, the Company ensures efficient value flow, delivering sustainable, long-term returns for shareholders.

View our Supplementary information